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BrightLife — Flagstaff, Arizona

Protect What Matters.
Plan for What's Next.

BrightLife helps families and individuals across Northern Arizona understand their options for life insurance, retirement income, and legacy planning, so you can make confident decisions for the people you love.

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Licensed in Arizona
10+ Years of Experience
500+ Families Served
Trusted Referral Network
Flagstaff, Arizona

What We Do

Comprehensive Planning for Every Stage of Life

From protecting your family today to securing your legacy for tomorrow, BrightLife offers an integrated suite of financial services tailored to your unique goals.

Life Insurance

Life insurance is the foundation of every sound financial plan. Whether you need affordable term coverage to protect young families, whole life for lifelong security, or an Indexed Universal Life policy that builds tax-advantaged cash value, we find the right fit for your situation.

We also specialize in final expense coverage, ensuring your loved ones are never burdened with unexpected costs during their most difficult moments.

Term Life Whole Life IUL Final Expense

Estate Planning Education

Understanding your estate planning options is one of the most important steps you can take for your family's future. Collin provides plain-language education on topics including wills, trusts, powers of attorney, and healthcare directives, so you can make informed decisions when you sit down with a licensed estate attorney.

When you're ready to move forward with legal documents or formal fiduciary guidance, we connect you with qualified professionals from our trusted network of licensed attorneys and advisors.

Estate Education Will & Trust Basics Attorney Referrals Healthcare Directives

Retirement Planning

Retirement should be a reward, not a worry. We design strategies that go beyond saving, building reliable income streams that support your lifestyle for as long as you live, no matter what the market does.

Through careful analysis of your goals, timeline, and risk tolerance, we create a personalized roadmap that includes guaranteed income solutions so your retirement never depends on market performance alone.

Guaranteed Income IRA Strategies Tax Planning Social Security Optimization

Annuities and Asset Preservation

Annuities offer something rare in today's volatile market, a contractual guarantee. We help clients use fixed, fixed-indexed, and multi-year guaranteed annuities to protect principal, grow assets safely, and create dependable lifetime income.

Asset preservation is especially critical for those approaching or in retirement. We evaluate your entire financial picture to determine whether an annuity is the right tool and, if so, which product structure best suits your timeline and goals.

Fixed Annuities Fixed-Indexed Annuities MYGA Lifetime Income Riders

Legacy and Wealth Transfer Planning

Life insurance can be one of the most powerful tools for leaving a legacy. Collin helps clients understand how properly structured policies can transfer wealth efficiently, protect beneficiaries from probate delays, and provide liquidity when families need it most.

For clients with more complex needs around business succession, charitable giving, or multi-generational planning, Collin provides education on the concepts and connects you with the appropriate licensed professionals to execute a formal plan.

Life Insurance for Legacy Beneficiary Planning Business Succession Education Professional Referrals
Collin Heath, Founder and Managing Partner at BrightLife
10+ Years in
Financial Services

Meet Your Advisor

Collin Heath
Founder & Managing Partner

Collin Heath is the Founder and Managing Partner of BrightLife, and a licensed life insurance professional serving families throughout Northern Arizona. He helps individuals and families navigate one of life's most important decisions: protecting what they've built and planning for what comes next.

Through one-on-one education sessions and community seminars, Collin helps clients understand their options across life insurance, retirement income strategies, annuities, and legacy planning concepts. He is not a financial advisor, fiduciary, or attorney. When clients need legal documents drafted or fiduciary investment guidance, Collin connects them with licensed professionals from his trusted network of estate attorneys and financial planners.

His focus is clarity. He believes every family deserves to understand their options in plain language, without pressure, so they can make confident decisions for generations to come.

Life and Health Insurance Licensed
Estate Planning Educator
Retirement Income Strategist
Trusted Professional Referral Network
Annuity and Asset Specialist
Flagstaff, Arizona Native

Our People

A Team Built Around Your Future

Every member of the BrightLife team shares a commitment to clarity, compassion, and putting clients first. We are proud to serve families across Northern Arizona with dedicated, knowledgeable professionals.

Patrick Koenig

Patrick Koenig

Estate Planning & Retirement Income

Patrick Koenig is a Senior Estate Planning and Retirement Income Specialist dedicated to helping families protect what matters most before life forces those conversations to happen unexpectedly. His work centers around probate avoidance, legacy preservation, guaranteed income strategies, and long-term tax-conscious planning. Patrick regularly works alongside nationally recognized attorneys, trust professionals, and tax advisors to help ensure each family's plan is thoughtfully coordinated.

Megan O'Connor

Megan O'Connor

Trust Implementation

Megan O'Connor is passionate about helping families bring clarity, structure, and peace of mind to the estate planning process. She guides clients through the practical steps of organizing and funding their trusts, helping ensure each plan is properly implemented and easy to navigate. With a background in instructional design and education, Megan has a natural ability to simplify complex information and meet people where they are.

Brianna Shockley

Brianna Shockley

Retirement & Estate Planning

Brianna Shockley is passionate about helping individuals and families prepare for the future with clarity and confidence. Her focus includes asset protection, retirement income planning, and helping families minimize unnecessary probate. Brianna works alongside attorneys and financial professionals to ensure each client's plan is coordinated and tailored to their needs.

Andrew Hyun

Andrew Hyun

Estate & Legacy Planning

Andrew Hyun is passionate about helping individuals and families take meaningful steps toward protecting their future and creating lasting peace of mind. He works with clients at all stages of life, from young families beginning to think about long-term protection, to retirees focused on preserving what they've built. Known for his calm and approachable nature, Andrew makes complex conversations feel clear and manageable.

Nick Puetz

Nick Puetz

Estate Plan Advisor & Licensed Underwriter

Nick Puetz is an estate plan advisor and licensed underwriter who has helped protect over 300 families across the country. His work sits at the intersection of asset protection, trust implementation, and tax-advantaged strategy, built for families, entrepreneurs, and retirees who are serious about what they leave behind. Nick's approach was forged through real financial loss, a full rebuild, and a decade of studying how wealth actually survives.

Get Started Today

Book Your Free Consultation

Take the first step toward a more secure future. Schedule a complimentary call with Collin or a member of our team, no obligation, no pressure, just clear answers and an honest conversation about your goals.